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2 Pin Oak At Harvest Ests, Wentzville, MO, 63385

4beds
4baths
2,904sqft
$416,900
$144price/sqft
$2,937/moest. monthly cost
$117,480/yrincome needed

About This Home

Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 3.5BA Pin Oak 1 ½ Story. Pricing will vary depending on various interior/exterior selections. The highlight of this floor plan is the two story great room, with available window wall and gas fireplace. Luxurious kitchen area with extensive cabinetry, breakfast area, corner pantry, with available kitchen island or expanded plan. Formal dining room. Master suite on main level with walk in closet, and master bath includes a corner tub with window and walk in shower. Second level can host 2-3 beds, loft area and/or bonus room, and a jack/jill bath. The Pin Oak includes main floor laundry and powder room. Enjoy peace of mind with McBride Homes' 10 year builders warranty and incredible customer service! Harvest at Hwy N and Hopewell offers incredible onsite amenities. It’s not just a home, it’s a lifestyle! Display photos shown.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
Hollenbeck Middle SchoolGrades 6-82.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete,Sump Pump,Unfinished

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Bedroom

  • Level: Upper
  • Area: 221
  • Dimensions: 17x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 323
  • Dimensions: 17x19

Dining Room

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Features

  • Ceiling Fan(s),Kitchen/Dining Room Combo,Separate Dining,Open Floorplan,Breakfast Bar,Breakfast Room,Eat-in Kitchen,Pantry,Walk-In Closet(s),Double Vanity,Shower,Entrance Foyer
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Low Emissivity Windows,Tilt-In Windows
  • Flooring: Carpet
  • Finished area above ground: 2,904

Great Room

  • Level: Main
  • Area: 345
  • Dimensions: 15x23

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,904
  • Total interior livable area: 2,904 sqft

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main
  • Area: 234
  • Dimensions: 13x18

Property

Details

  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,108$25,296
Home Insurance *$240$2,880
Property Taxes $368$4,416
Electricity $221$2,661
Total$2,937$35,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,697/yr
40% on housing$88,110/yr
45% on housing$78,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 63385$198
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63385$181
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$416,900
2026-01-31Price change$419,900
2024-07-01Price change$454,900
2024-04-09Listed for sale$419,900
2024-04-05Listing removed--
2023-12-26Listing removed$434,900
2023-05-22Price change$434,900
2023-03-23Listed for sale$414,900

New Construction

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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