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1457 Otter Way, New Richmond, WI, 54017

4beds
3baths
2,814sqft
$549,900
$195price/sqft
$3,774/moest. monthly cost
$150,960/yrincome needed

About This Home

Discover the exquisite Aspen Rambler by Eternity Homes, where your dream of luxurious one-level living comes to life! Imagine stepping into a spacious primary suite that boasts its own private bathroom, featuring a walk in shower and double sinks. This suite seamlessly connects to an expansive walk-in closet and conveniently leads into the main-floor laundry room—everything you need for comfort and convenience. But that's just the beginning! The open concept living area invites you to a beautifully designed kitchen equipped with high-end custom cabinets and elegant quartz countertops. Picture hosting dinner parties in the bumped-out vaulted dining area, a sophisticated space that will impress your guests and elevate your entertaining experience. And don’t forget the vaulted living area, perfect for creating cherished memories with loved ones. The lower level is a true gem, fully finished and ready for your enjoyment. With a stylish wet bar and a large entertaining room, it’s the perfect space for fun and relaxation. With 4 spacious bedrooms and 3 well-appointed bathrooms, this thoughtfully designed floor plan caters to your every need and desire. And let’s not overlook the oversized garage that will undoubtedly impress! It’s an ideal haven for hunters, car enthusiasts, golfers, and hobbyists of all kinds. Don’t miss out on the opportunity to call the Aspen Rambler your home—where elegance meets functionality in a space designed for modern living. Act now and elevate your lifestyle today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
4/10
New Richmond High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Bedroom2

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Finished area below ground: 924
  • Finished area above ground: 1,407

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,814
  • Total interior livable area: 2,814 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Level: Main

Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 261128101140
  • Zoning description: Residential-Single Family
  • Foundation area: 1407

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 85 x 119

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$226$2,712
Property Taxes $504$6,048
Electricity $264$3,173
Total$3,774$45,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,394/yr
40% on housing$113,220/yr
45% on housing$100,640/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 54017$185
St. Croix County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 54017$196
St. Croix County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$549,000
2024-05-15Listing removed$439,075
2023-08-19Listed for sale$439,075

For Sale by Agent

AgentTravis L. Colsen
BrokerageRE/MAX Advantage Plus

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