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3105 Whispering Brook Ln, Valparaiso, IN, 46385

6beds
4baths
3,607sqft
$897,000
$249price/sqft
$5,252/moest. monthly cost
$210,080/yrincome needed

About This Home

INCENTIVE AVAILABLE: Builder incentive available. Welcome to the "Owen," a stunning two-story new construction home by Havyn Homes--the three-time "Best of the Region" Homebuilder (2024, 2025 & 2026). Offered as a model home for sale in the sought-after community of The Brooks at Vale Park, this expansive 3,611-square-foot residence blends thoughtful design, quality craftsmanship, and modern comfort at every turn. Boasting 6 bedrooms and 4 full bathrooms, this generous floor plan offers room for everyone, with versatile living spaces tailored to both everyday living and effortless entertaining. The two-story layout maximizes natural light and creates an open, welcoming flow throughout the main living areas, while the finished basement delivers even more space to relax, play, or host. Step outside to a covered patio--the perfect spot to unwind. An attached 3-car garage rounds out the home with everyday convenience and ample storage. Located within the highly regarded Valparaiso Community Schools district, the home is served by Cooks Corners Elementary, Benjamin Franklin Middle School, and Valparaiso High School. Enjoy the very best of Valparaiso living in a vibrant, growing community just minutes from shopping, dining, parks, and major commuter routes. Don't miss your opportunity to own this exceptional home--schedule your private showing today!

Getting Around

4
WalkingCar-Dependent
14
TransitMinimal Transit
40
BikeSomewhat Bikeable

Schools

9/10
10/10
Valparaiso High SchoolGrades 9-120.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave,Dishwasher,Disposal
  • Laundry features: Laundry Room,Upper Level,Sink

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Sump Pump,Full,Finished

Bedroom2

  • Level: Main
  • Area: 137.34
  • Dimensions: 10.9 x 12.6

Bedroom3

  • Level: Upper
  • Area: 159.84
  • Dimensions: 10.8 x 14.8

Bedroom4

  • Level: Upper
  • Area: 152.25
  • Dimensions: 14.5 x 10.5

Bedroom5

  • Level: Upper
  • Area: 138.6
  • Dimensions: 13.2 x 10.5

Bedroom6

  • Level: Basement
  • Area: 176
  • Dimensions: 11.0 x 16.0

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main
  • Area: 159.07
  • Dimensions: 10.1 x 15.75

Family Room

  • Level: Basement
  • Area: 608
  • Dimensions: 38.0 x 16.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Tray Ceiling(s),Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,In-Law Floorplan,High Ceilings,Granite Counters,Eat-in Kitchen,Entrance Foyer,Double Vanity
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,837

Great Room

  • Level: Main
  • Area: 223.65
  • Dimensions: 14.2 x 15.75

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 3,607
  • Total interior livable area: 3,607 sqft

Kitchen

  • Level: Main
  • Area: 157.5
  • Dimensions: 10.0 x 15.75

Laundry

  • Level: Upper
  • Area: 50.5
  • Dimensions: 10.1 x 5.0

Office

  • Level: Main
  • Area: 182
  • Dimensions: 13.0 x 14.0

Pantry

  • Level: Main
  • Area: 66.03
  • Dimensions: 9.3 x 7.1

Primary Bedroom

  • Level: Upper
  • Area: 225
  • Dimensions: 15.0 x 15.0

Utility Room

  • Level: Upper
  • Area: 73.13
  • Dimensions: 10.3 x 7.1

Property

Details

  • Parcel number: 640911328009000004
  • Special condition: None

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.46 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,535$54,420
Home Insurance *$387$4,644
Property Taxes $0$0
Electricity $330$3,967
Total$5,252$63,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,068/yr
40% on housing$157,560/yr
45% on housing$140,053/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$185
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-11Listed for sale$897,000
2024-12-12Listing removed$99,900
2023-04-24Listed for sale$99,900

New Construction

AgentAndrew Knies
BrokerageBrokerworks Group

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