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2705 EMERALD LAKE CT #2705, Kissimmee, FL, 34744

2beds
2baths
1,240sqft
$249,000
$201price/sqft
$1,760/moest. monthly cost
$70,400/yrincome needed

About This Home

Under contract-accepting backup offers. Virtually Staged. Welcome to Villas of Emerald Lake, where peaceful waterfront living meets everyday convenience. This beautifully updated first floor condo offers 2 bedrooms, 2 bathrooms, 1,240 square feet of comfortable living space, and a setting that's hard to find. Inside, you'll love the remodeled kitchen featuring quartz countertops, updated lighting, and wood-look tile throughout the main living areas. A wet bar, inside laundry closet, and detached one-car garage with an automatic opener add everyday convenience. The living room opens to a screened patio overlooking Fish Lake and your private dock, creating the perfect place to enjoy your morning coffee or unwind at the end of the day. The spacious primary suite features a walk-in closet with a window overlooking the lake and an en suite bathroom with a relaxing garden tub. Residents also enjoy a community pool, mature oak trees, and beautifully maintained grounds. Tucked away on a quiet street just off Highway 192, this hidden gem is ideally located on the border of St. Cloud and Kissimmee, less than five minutes from shopping, dining, medical facilities, and the Florida Turnpike. You'll also enjoy easy access to Downtown St. Cloud, Downtown Kissimmee, Orlando International Airport, and the Brightline station. If you've been looking for a move-in-ready home that offers low-maintenance living, peaceful water views, and an unbeatable location, this is one you won't want to miss.

Getting Around

14
WalkingCar-Dependent
26
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

4/10
Neptune Elementary SchoolGrades PK-51.4 mi
7/10
Neptune Middle SchoolGrades 6-80.5 mi
5/10
Gateway High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Florida
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,In Kitchen,Washer Hookup

Balcony Porch Lanai

  • Level: First
  • Area: 112
  • Dimensions: 14x8

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 90
  • Dimensions: 10x9

Features

  • Ceiling Fan(s),Solid Surface Counters,Split Bedroom,Walk-In Closet(s),Wet Bar
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Laminate,Tile

Great Room

  • Level: First
  • Area: 168
  • Dimensions: 12x14

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Kitchen

  • Features: Breakfast Bar,Pantry
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Tub with Separate Shower Stall,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Property

Details

  • Parcel number: 322530540300012705
  • Zoning: OPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Lighting,Sidewalk
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges
  • Waterbody name: FISH LAKE

Lot

  • Lot size: 9,271 sqft
  • Features: City Lot,Level,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Assigned,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$147$1,764
Property Taxes $157$1,884
Electricity $197$2,366
Total$1,760$21,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,342/yr
40% on housing$52,800/yr
45% on housing$46,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 34744$194
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34744$217
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$249,000
2026-08-11Contingent$249,000
2026-07-15Listed for sale$249,000

For Sale by Agent

AgentLisa Bertossa
BrokerageKEYSTONE RESIDENTIAL GROUP LLC

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