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5565 Cottonwood Rd, Delta Junction, AK, 99737

3beds
2baths
1,400sqft
$272,500
$195price/sqft
$1,829/moest. monthly cost
$73,160/yrincome needed

About This Home

Some homes just have the right vibe — and this one nails it. Nestled into one of the most private and peaceful settings around, this 3-bedroom, 2-bath home delivers roughly 1,400 square feet of thoughtfully upgraded living space that punches well beyond its price point. The sellers loved it here, and once you see it, you'll understand why. Step inside and you're greeted by app-controlled LED light fixtures, dimmer switches throughout, and soft-close DeWils birch cabinetry with a butcher block counter section for convenience — the kind of details that separate a house from a home. The large primary suite features a walk-in closet, and the additional bedrooms offer generous closet space that actually fit what you throw at them. Three hall closets round out the storage situation nicely. The smart home features are dialed in: WiFi smart lock entry, motorized blackout shades in the dining area, Bluetooth bathroom vent fans, and wall-mounted TVs that stay with the home. Heat is covered with a baseboard system backed by an upgraded boiler and a wood stove for those cold Interior Alaska nights, with wood left behind for the new owners. The heated attached 2-car garage with storage space finishes out the package nicely. Out front, a covered patio sets the scene, and lawn care equipment conveys to the new owners along with all appliances. And about that driveway — unobstructed northern lights views. You simply cannot put a price on watching the northern lights from your own property in complete silence. The pricing reflects that there is some work still to be done — but when you consider that comparable homes in the area are listed considerably higher, the value here is hard to ignore. With the right deal structure, arrangements can also be made to deliver this home in turnkey condition. For a buyer paying attention to the market, this is the kind of opportunity is something to jump on. Close to the river and a state park, yet completely removed from the noise. Private, quiet, and ready for the right buyer to make it their own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Alaska HomeschoolGrades PK-128.4 mi
6/10

Construction

Condition

  • Property condition: 21-30 yrs
  • Year built: 2004

Materials

  • Foundation: Insulated Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding,2x6

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Window features: Double Pane Windows,Blinds
  • Flooring: Tile,Laminate
  • Finished area above ground: 1,400

Heating

  • Heating features: Wood Stove,Hot Water

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: N/A
  • Zoning: UNK
  • Zoning description: None

Features

  • Patio & porch: Deck/Patio,Covered

Lot

  • Lot size: 1.48 Acres

Parking

  • Total spaces: 2
  • Parking features: Heated Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Earthquake
    EarthquakeVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Wildfire
Winter Weather
Avalanche
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Southeast Fairbanks Census Area and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,377$16,524
Home Insurance $134$1,608
Property Taxes $0$0
Electricity $318$3,820
Total$1,829$21,948

Income You'd Need if You Spent...

35% on housing$62,708/yr
40% on housing$54,870/yr
45% on housing$48,773/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 73.7%
73.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 99737$165
Southeast Fairbanks Census Area$137

vs Homes Sold Last Month

Median $/sqft

ZIP 99737
Southeast Fairbanks Census Area$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$284,900
2026-05-03Listing removed$287,600
2026-04-16Price change$287,600
2026-03-19Listed for sale$297,600
2024-09-09Sold--
2024-07-28Pending sale$254,900
2024-07-25Listed for sale$254,900
2019-03-15Sold--
2019-03-02Pending sale$228,700
2018-09-11Listed for sale$228,700

For Sale by Agent

AgentTravis L Riesner
BrokerageTHE REAL ESTATE GROUP AK

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