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1227 Harwig Circle, Steamboat Springs, CO, 80487

5beds
4baths
3,411sqft
$2,850,000
$836price/sqft
$15,964/moest. monthly cost
$638,560/yrincome needed

About This Home

Welcome to this beautifully designed home in the Fish Creek area, where modern luxury meets thoughtful functionality. Crafted with high-end finishes throughout, this property is ideal for both everyday living and effortless entertaining. The main level showcases a bright, open floor plan where the kitchen, dining, and living spaces flow seamlessly together. The chef’s kitchen is a true centerpiece, featuring smart technology, stainless steel appliances, an induction range, a spacious pantry, and a large island. The living room is filled with natural light and anchored by a gas fireplace, creating a warm and welcoming atmosphere year-round. Step outside to the covered back deck, designed for effortless indoor-outdoor living with generous space for dining and lounging, all overlooking the spacious backyard and capturing Steamboat Ski Area views. Privately situated on the main level, the luxurious primary suite is complete with a walk-in closet, dedicated office nook, private patio access, and a five-piece bathroom with a soaking tub and walk-in shower. Two additional bedrooms and a stylish shared bathroom provide comfortable accommodations for family or guests. Views of Emerald Mountain and Sleeping Giant will impress from the front deck, and a convenient half bath and laundry room completes the main level. The lower level offers a versatile room for an additional bedroom, family room, media space or gym. From here, access the attached oversized three-car garage with abundant room for vehicles, gear, and storage. Adding exceptional flexibility and value, the west wing of the home features a fully equipped caretaker with its own private entrance, kitchen, living room, bedroom, and full bathroom, perfect for guests, multigenerational living, or rental income potential. Experience the very best of Steamboat living with exceptional design, versatile living spaces, and a location that perfectly balances convenience and year-round adventure.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Membrane
  • Construction materials: Metal Siding,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Range Hood,Dryer,Washer
  • Laundry features: In Unit

Basement

  • Basement: None

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Five Piece Bathroom,Fireplace,Primary Suite,Open Floorplan,Pantry,Quartz Counters,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Half Bath

  • Level: Main

Heating

  • Heating features: Forced Air,Hot Water,Radiant

Interior Area

  • Total interior livable area: 3,411 sqft

Kitchen

  • Level: Lower

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Lower

Living Room

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: R8165101
  • Zoning description: See Remarks
  • Exclusions: No,mirror in 1/2 bath

Features

  • Levels: Two,Multi/Split
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 0.46 Acres
  • Features: City Lot,Many Trees

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Avalanche
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,411$172,932
Home Insurance *$631$7,572
Property Taxes $665$7,980
Electricity $257$3,089
Total$15,964$191,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$547,337/yr
40% on housing$478,920/yr
45% on housing$425,706/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.0%
17.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$836This listing

vs Other Active Listings

Avg $/sqft

ZIP 80487$863
Routt County$776

vs Homes Sold Last Month

Median $/sqft

ZIP 80487$703
Routt County$532

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$2,850,000
2026-05-19Listed for sale$2,995,000
2022-02-01Listing removed--
2021-10-22Listed for sale$379,900
2021-04-28Sold$350,000

For Sale by Agent

AgentAdrienne Stroock
BrokerageSteamboat Sotheby's International Realty

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