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741 S 1st. Street, Montrose, CO, 81401

5beds
2baths
2,703sqft
$474,000
$175price/sqft
$2,865/moest. monthly cost
$114,600/yrincome needed

About This Home

This lovely Victorian home was built in 1895 and has had major upgrades through the years. Major upgrades include: newer heating systems, metal roof, newer hot water heater, 2 Vermont casting wood stoves added and a sprinkler system. She certainly doesn't look her age. Wood flooring throughout most of the property gives you that warm fuzzy feeling. Separate dining area with a window seat reminds you of grandmas' house for sure. The office/den on the main floor has many possibilities. 2nd floor features a large master with double closets and lots of built-ins. There are 2 other large bedrooms on this level as well as a claw foot tub in the main bath. 3rd. floor has possibly 2 more bedrooms and another flex space.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

4/10
Pomona Elementary SchoolGrades K-50.7 mi
6/10
Centennial Middle SchoolGrades 6-80.5 mi
6/10
Montrose High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1895

Materials

  • Roof: Metal
  • Construction materials: Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Basement-dug out

Bedroom2

  • Area: 155.83333333333331

Bedroom3

  • Area: 184.72222222222223

Bedroom4

  • Area: 264

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Cooling

  • Cooling features: Ceiling Fan(s)

Dining Room

  • Features: Separate Dining
  • Area: 165.63888888888889

Family Room

  • Area: 144.63888888888889

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet-Partial,Hardwood,Tile
  • Fireplace features: Living Room,Other,Stove Insert,Wood Burning Stove,Wood Stove
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,703
  • Total interior livable area: 2,703 sqft

Living Room

  • Area: 414.375

Master Bedroom

  • Level: Upper
  • Area: 229.18749999999997

Property

Details

  • Parcel number: 376727310009
  • Zoning description: Residential Single Family

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered Porch,Patio
  • Exterior features: Landscaping,Lawn Sprinklers
  • Has spa: Yes
  • Spa features: Hot Tub,Private

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,396$28,752
Home Insurance *$123$1,476
Property Taxes $142$1,704
Electricity $204$2,448
Total$2,865$34,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,228/yr
40% on housing$85,950/yr
45% on housing$76,400/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 81401$207
Montrose County$398

vs Homes Sold Last Month

Median $/sqft

ZIP 81401$265
Montrose County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$474,000
2026-03-19Listed for sale$529,000
2026-03-05Listing removed$529,000
2026-02-11Price change$529,000
2025-11-14Listed for sale$549,000
2018-03-24Sold$300,000
2015-05-15Sold$184,500

For Sale by Agent

AgentBarbara Vick
BrokerageColdwell Banker Distinctive Properties

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