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696 Wilford Dr, Westminster, MD, 21158

5beds
4baths
3,851sqft
$799,999
$208price/sqft
$6,044/moest. monthly cost
$241,760/yrincome needed

About This Home

Set on one of Bolton Hill's most distinctive lots, this elegant NV Homes Colonial, built in 2018, offers 3,296 finished square feet with rare privacy and picturesque pastoral views. The expansive backyard is framed by a mature tree line and opens to peaceful countryside beyond, creating a tranquil setting with no home directly behind the property. A long covered rear deck extends the home's living and entertaining space outdoors while overlooking the scenic landscape. Inside, five bedrooms, four full and one half bathrooms, a finished walk-out lower level, and a three-car garage provide exceptional space and flexibility. Freshly painted and featuring newly installed carpet in 2026, this beautifully maintained home showcases timeless finishes, spacious living areas, and a thoughtfully designed floor plan ideal for everyday living and entertaining. Hardwood floors span the traditional main level, beginning in the welcoming foyer with a convenient powder room. To one side, the formal dining room is enhanced by chair railing and an elegant chandelier, creating the perfect setting for gatherings and special occasions. Continue into the stunning eat-in kitchen, beautifully appointed with upgraded countertops, an oversized center island with breakfast bar seating, stainless steel appliances, abundant white shaker-style cabinetry, and generous workspace. A sun-filled breakfast room with vaulted ceilings, panoramic windows, and deck access provides the perfect place to enjoy morning coffee while taking in the scenic views. Open to the kitchen, the spacious family room is anchored by a dramatic floor-to-ceiling stone gas fireplace, creating a warm and inviting gathering space. French doors lead to a versatile main-level bedroom, ideal for guests, multigenerational living, or a private home office. A mudroom with garage access completes the main level. Recently installed carpeting extends throughout the upper level, where four generously sized bedrooms await, including the luxurious owner's suite. This private retreat features a walk-in closet and a spacious ensuite bath with a dual-sink vanity, soaking tub, separate shower, and private water closet. A second full bathroom and a conveniently located laundry room complete the upper level. The walk-out lower level offers exceptional flexibility with an expansive recreation room, a full bathroom, a large storage room ideal for a workshop or hobby space, and a utility room. Outdoor living is equally impressive with a long covered rear deck featuring two ceiling fans and peaceful pastoral views overlooking the tree-lined backyard and open countryside beyond. The mature tree line creates a wonderful sense of privacy while preserving the scenic natural setting, and partial fencing provides a convenient enclosed area without compromising the expansive views, making this an ideal space for relaxing or entertaining. Select photos have been virtually staged for illustrative purposes only.

Getting Around

1
WalkingCar-Dependent
11
TransitMinimal Transit
6
BikeSomewhat Bikeable

Schools

5/10
8/10
Winters Mill High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: HardiPlank Type,Stone,Vinyl Siding

Other

  • Builder name: NV

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Energy Efficient Appliances,Freezer,Self Cleaning Oven,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Dispenser,Water Heater,Gas Water Heater
  • Laundry features: Upper Level,Laundry Room,Mud Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Garage Access,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access,Windows,Workshop

Bedroom2

  • Features: Flooring - Carpet,Attic - Pull-Down Stairs
  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 143
  • Dimensions: 13 X 11

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper
  • Area: 143
  • Dimensions: 11 X 13

Bedroom5

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 285
  • Dimensions: 15 X 19

Bonus Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 165
  • Dimensions: 15 X 11

Breakfast Room

  • Features: Flooring - HardWood,Cathedral/Vaulted Ceiling,Ceiling Fan(s)
  • Level: Main
  • Area: 165
  • Dimensions: 15 X 11

Dining Room

  • Features: Flooring - HardWood,Chair Rail,Crown Molding,Lighting - Ceiling
  • Level: Main
  • Area: 168
  • Dimensions: 14 X 12

Family Room

  • Features: Fireplace - Gas,Flooring - HardWood,Ceiling Fan(s)
  • Level: Main
  • Area: 315
  • Dimensions: 15 X 21

Features

  • Attic,Breakfast Area,Ceiling Fan(s),Chair Railings,Crown Molding,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),9'+ Ceilings,Dry Wall,Vaulted Ceiling(s)
  • Door features: Atrium
  • Flooring: Carpet,Ceramic Tile,Concrete,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Mantel(s),Stone
  • Fireplace: Yes
  • Finished area below ground: 706
  • Finished area above ground: 3,145

Foyer

  • Features: Flooring - HardWood,Crown Molding,Lighting - Ceiling
  • Level: Main
  • Area: 81
  • Dimensions: 9 X 9

Half Bath

  • Features: Flooring - HardWood,Lighting - Wall sconces
  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,501
  • Total interior livable area: 3,851 sqft

Kitchen

  • Features: Flooring - HardWood,Breakfast Bar,Granite Counters,Kitchen Island,Eat-in Kitchen,Recessed Lighting,Kitchen - Gas Cooking,Pantry
  • Level: Main
  • Area: 224
  • Dimensions: 14 X 16

Laundry

  • Features: Flooring - Ceramic Tile,Lighting - Ceiling
  • Level: Upper
  • Area: 30
  • Dimensions: 6 X 5

Mud Room

  • Features: Flooring - HardWood,Lighting - Ceiling
  • Level: Main

Other

  • Features: Flooring - Ceramic Tile,Bathroom - Tub Shower,Countertop(s) - Quartz,Lighting - Ceiling,Lighting - Wall sconces
  • Level: Lower

Other

  • Features: Bathroom - Tub Shower,Countertop(s) - Quartz,Double Sink,Flooring - Ceramic Tile,Lighting - Wall sconces
  • Level: Upper

Primary Bathroom

  • Features: Flooring - Ceramic Tile,Soaking Tub,Bathroom - Walk-In Shower,Countertop(s) - Quartz,Double Sink,Lighting - Ceiling,Lighting - Wall sconces
  • Level: Upper

Primary Bedroom

  • Features: Flooring - Carpet,Attached Bathroom,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Upper
  • Area: 270
  • Dimensions: 18 X 15

Recreation Room

  • Features: Flooring - Carpet,Recessed Lighting
  • Level: Lower
  • Area: 406
  • Dimensions: 14 X 29

Sitting Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 42
  • Dimensions: 7 X 6

Storage Room

  • Features: Flooring - Concrete
  • Level: Lower
  • Area: 156
  • Dimensions: 13 X 12

Utility Room

  • Features: Flooring - Ceramic Tile
  • Level: Lower
  • Area: 48
  • Dimensions: 8 X 6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0707432235
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three and One Half
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: Pasture,Scenic Vista,Trees/Woods

Lot

  • Lot size: 0.74 Acres
  • Features: Flag Lot,Backs to Trees,Suburban

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Inside Entrance,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,045$48,540
Home Insurance *$224$2,688
Property Taxes $1,285$15,420
Electricity $490$5,887
Total$6,044$72,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,222/yr
40% on housing$181,320/yr
45% on housing$161,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 21158$205
Carroll County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 21158$203
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$799,999
2026-07-17Price change$895,000
2026-06-25Listed for sale$950,000

For Sale by Agent

AgentBob Lucido
BrokerageKeller Williams Lucido Agency

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