




137 Charles St, Saranac Lake, NY, 12983
About This Home
Wonderfully renovated and well maintained 3 unit apartment building producing great income for investors. Tenants pay the utilities. Plenty of off street parking. Desirable location close to downtown, schools, parks and lakes. Don't miss out on this established revenue generator and please give at least 24 hour notice for showings.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1910
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Triplex
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
Basement
- Basement: Crawl Space
Features
- Apartment,High Speed Internet
- Window features: Double Pane Windows,Insulated Windows
Heating & Cooling
- Heating features: Baseboard,Electric,Propane
- Cooling features: None
Interior Area
- Total structure area: 3,060
- Total interior livable area: 3,060 sqft
Property
Details
- Parcel number: 446.68314
- Zoning: Residential
Features
- Levels: Two
- Exterior features: Lighting
- Has view: Yes
- View description: Neighborhood
- Topography of land: Level
Lot
- Lot size: 7,840 sqft
- Features: Few Trees,Level,Many Trees
- Lot size dimensions: .18
Parking
- Total spaces: 6
- Parking features: No Garage
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $388 | $4,656 |
| Property Taxes | $470 | $5,640 |
| Electricity | $505 | $6,068 |
| Total | $3,329 | $39,948 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2024-04-06 | Price change | $389,000 |
| 2023-10-24 | Listed for sale | $395,000 |
| 2023-10-17 | Listing removed | -- |
| 2023-09-16 | Price change | $395,000 |
| 2023-08-29 | Listed for sale | $399,000 |
| 2023-07-14 | Listing removed | -- |
| 2023-07-03 | Price change | $399,000 |
| 2023-03-31 | Listed for sale | $415,000 |
| 2022-12-16 | Listing removed | -- |
| 2022-09-24 | Pending sale | $395,000 |
| 2022-09-23 | Listed for sale | $395,000 |
| 2022-09-22 | Pending sale | $395,000 |
| 2022-09-15 | Listed for sale | $395,000 |
| 2021-04-26 | Sold | $295,000 |
| 2021-02-21 | Pending sale | $310,000 |
| 2021-01-22 | Price change | $310,000 |
| 2020-12-28 | Listed for sale | $320,000 |
| 2020-12-23 | Pending sale | $320,000 |
| 2020-09-08 | Listed for sale | $320,000 |
For Sale by Agent
