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5520 Coal Bank Dr, Rapid City, SD, 57701

4beds
3baths
2,163sqft
$419,900
$194price/sqft
$2,931/moest. monthly cost
$117,240/yrincome needed

About This Home

Listed by Rich Hegre Engel & Volkers 605-381-RICH(7424). Welcome to this nearly new 4-bedroom, 3-bath home in the desirable Auburn Hills subdivision, showcasing vaulted ceilings and an airy, open layout perfect for modern living. Step outside to a large, fully fenced backyard where you can take in stunning views to the north and east—perfect for relaxing or entertaining. Downstairs, a large family room provides the perfect space for entertaining, movie nights, or game days. Plus two additional bedrooms and a full bath, providing extra space for guests, family, or a home office. Don’t miss out—this home won’t last long. Schedule your tour today with your favorite Realtor.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

2/10
North Middle School - 35Grades 6-82.7 mi
2/10
Central High School - 41Grades 9-123.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured Concrete Fd.
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Gas Range Oven,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pit

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Basement
  • Area: 120

Bedroom4

  • Level: Basement
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 120

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Ceiling Fan(s),Mud Room
  • Window features: Double Pane Windows,Vinyl,Window Coverings
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,163
  • Total interior livable area: 2,163 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 168

Master Bedroom

  • Level: Main
  • Area: 156

Property

Details

  • Parcel number: 2014250009

Features

  • Patio & porch: Porch Covered,Open Patio
  • Fencing: Wood

Lot

  • Lot size: 0.27 Acres

Parking

  • Total spaces: 2
  • Parking features: Two Car,Attached,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado
Wildfire
Heat Wave
Strong Wind

FEMA Declared Disasters in Pennington County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance $294$3,528
Property Taxes $349$4,188
Electricity $165$1,982
Total$2,931$35,172

Income You'd Need if You Spent...

35% on housing$100,491/yr
40% on housing$87,930/yr
45% on housing$78,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 57701$181
Pennington County$231

vs Homes Sold Last Month

Median $/sqft

ZIP 57701$187
Pennington County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$424,900
2026-03-23Listed for sale$429,900
2023-03-02Listing removed--
2023-02-09Contingent$394,900
2022-12-09Listed for sale$394,900
2022-12-09Contingent$394,900
2022-11-09Listed for sale$394,900

For Sale by Agent

AgentRich Hegre
BrokerageEngel & Voelkers Black Hills Rapid City

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