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551 Vicot Way #D, Fort Collins, CO, 80524

1beds
1baths
868sqft
$300,000
$346price/sqft
$1,964/moest. monthly cost
$78,560/yrincome needed

About This Home

Move in ready!! Built in 2022, this home blends modern finishes with lifestyle amenities in one of Fort Collins's best new communities, Mosaic. This striking main floor, one bedroom, one bathroom condo was built by Hartford Homes and is the Carnegie model. It features luxury vinyl plank flooring throughout and pristine quartz counters paired with stainless steel appliances in the kitchen. Seller has also added beautiful plantation blinds throughout and ceiling fans. Enjoy convenient one car attached garage access and main level living designed for ease and comfort. The HOA covers access to two community pools, beautifully maintained grounds, and a planned future city park along with the water, sewer and fiber optic internet utilities. Nestled amongst expansive green space at the front of the unit, you'll find community BBQ grills and picnic tables, perfect for outdoor gatherings. This is a must see home. You won't be disappointed.

Getting Around

8
WalkingCar-Dependent
19
TransitMinimal Transit
56
BikeBikeable

Schools

5/10
Laurel Elementary SchoolGrades PK-52.2 mi
5/10
Lincoln Middle SchoolGrades 6-84.2 mi
8/10
Fort Collins High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame,Composition

Other

  • Builder model: Carnegie
  • Builder name: Hartford Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 70
  • Dimensions: 5 x 14

Features

  • Eat-in Kitchen,Open Floorplan
  • Window features: Window Coverings
  • Finished area below ground: 0
  • Finished area above ground: 868

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 868
  • Total interior livable area: 868 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Laundry

  • Level: Main
  • Area: 42
  • Dimensions: 6 x 7

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Property

Accessibility

  • Accessibility features: Level Lot,Main Floor Bath,Accessible Bedroom

Details

  • Parcel number: R1680476
  • Attached to another structure: Yes
  • Zoning: LMN
  • Special condition: Private Owner
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1st Floor
  • Patio & porch: Patio

Lot

  • Lot size: 2,333 sqft
  • Features: Level,Paved,Curbs,Gutters,Sidewalks,Street Light,Alley,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$132$1,584
Property Taxes $130$1,560
Electricity $186$2,232
Total$1,964$23,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,337/yr
40% on housing$58,920/yr
45% on housing$52,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$346This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$235
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$300,000
2025-10-22Listing removed$318,000
2025-09-03Listed for sale$318,000
2025-08-06Listing removed$325,000
2025-07-08Price change$325,000
2025-06-13Listed for sale$328,900
2022-10-20Sold$373,465
2022-08-04Pending sale$373,465
2022-06-24Listing removed--
2022-04-26Pending sale$373,465
2022-04-14Listed for sale$373,465

For Sale by Agent

AgentRondi DuPont
BrokerageGroup Mulberry

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