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632 Yale Ave, Dayton, OH, 45402

3beds
1baths
1,592sqft
$134,900
$85price/sqft
$1,354/moest. monthly cost
$54,160/yrincome needed

About This Home

Welcome to 632 Yale Ave! This beautifully refreshed Dayton home has been thoughtfully updated and brought back to life with a fresh, clean feel throughout. Featuring 3 bedrooms, 1.5 bathrooms, fresh carpet, fresh paint, and a spacious layout, this home offers comfortable living with a blend of classic charm and modern updates. Enjoy the convenience of city living with nearby amenities and a private backyard space perfect for relaxing or entertaining. Whether you’re a first-time buyer, investor, or looking for a move-in-ready home, this property is a great opportunity. Schedule your showing today!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Edison Elementary SchoolGrades PK-61.1 mi
2/10
2/10

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Dimensions: 11 x 12

Bedroom

  • Level: Second
  • Dimensions: 14 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Kitchen

  • Level: Main
  • Dimensions: 11 x 13

Living Room

  • Level: Main
  • Dimensions: 25 x 12

Property

Details

  • Parcel number: R72078030021
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5,079 sqft
  • Lot size dimensions: 40 x 127

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$285$3,420
Property Taxes $194$2,328
Electricity $193$2,320
Total$1,354$16,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,422/yr
40% on housing$40,620/yr
45% on housing$36,106/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 45402$82
Montgomery County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 45402$60
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$134,900
2024-02-08Listing removed--
2024-01-03Price change$1,450
2023-11-22Listed for rent$1,595
2023-03-22Sold$145,000
2022-05-04Sold$15,500

For Sale by Agent

AgentHannah Smith
BrokerageKey Realty

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