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661 BLIND OAK Circle, Saint Augustine, FL, 32095

5beds
3baths
2,487sqft
$530,000
$213price/sqft
$3,356/moest. monthly cost
$134,240/yrincome needed

About This Home

Built in 2023 and loaded with owner upgrades, this Pulte Trailside home sits on one of the rare extended lots in The Preserve at Bannon Lakes with BOTH pond and preserve views and no thru traffic!!! The open main level pairs a chef's kitchen -- quartz counters, white shaker cabinetry, custom vent hood, gas cooktop, tile backsplash, oversized island -- with a light-filled great room and dining area that open to a fully screened lanai with Private views! The downstairs suite is complete with a custom Murphy bed and shelving making it a perfect guest room, in-law space, or dedicated home office. LVP flooring, whole-home can lighting, upgraded fixtures, smart appliances, finished closets and whole-home reverse osmosis filtration throughout create a luxurious daily experience. Upstairs, the owner's suite overlooks the preserve, includes dual vanities and is split from the other rooms by a spacious Loft that acts as a second Living Room or Den! Outside is where this one separates itself: extended screened paver lanai, pergola, PRIVATE SPA JAQUZZI, custom outdoor bar with mini fridge, color-changing exterior smart lights, whole-home gutters, fenced yard and a 4-ft extended paver driveway. Bannon Lakes residents enjoy a 4,000 sq ft clubhouse, resort-style and lap pools, fitness center, tennis, pickleball and basketball courts, dog parks, walking and biking trails, a 6-acre island amenity center and a 63-acre lake system. Immediate I-95 and International Golf Parkway access -- roughly 20 minutes to downtown St. Augustine, 30 to Jacksonville.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
Mill Creek AcademyGrades K-83.5 mi
6/10
Tocoi Creek High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Guest Suite,In-Law Floorplan,Open Floorplan,Primary Bathroom - Shower No Tub,Master Downstairs,Smart Thermostat,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,466
  • Total interior livable area: 2,487 sqft

Property

Details

  • Parcel number: 0270180860
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Rear Porch,Screened
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Full,Privacy,Wrought Iron
  • Has view: Yes
  • View description: Pond,Protected Preserve,Trees/Woods
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$273$3,276
Property Taxes $154$1,848
Electricity $250$3,003
Total$3,356$40,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,062/yr
40% on housing$100,680/yr
45% on housing$89,493/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$226
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$530,000
2023-09-19Sold$543,900

For Sale by Agent

AgentCORINNE DIANE DICKMAN
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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