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520 N Richard Jackson Blvd Unit 905, Panama City Beach, FL, 32407

2beds
2baths
1,254sqft
$315,000
$251price/sqft
$2,056/moest. monthly cost
$82,240/yrincome needed

About This Home

If you are looking the full resort experience, complete with a world class beach, golf, tennis, and dining, Edgewater Beach & Golf Resort is the choice in Panama City Beach. And, if you want to enjoy all of this at an affordable price tag, Golf Villa 905 provides an unmatched blend of accessibility, space, and resort luxury. Plus, there are $43,500 of bookings for 2026, as of May 26th! This rare, ground-level residence offers a level of convenience seldom found in the area, allowing you to park literally right outside your front door--no parking decks or elevators required. Surrounded by luscious tropical landscaping, the villa opens to a stunning custom-painted sunset mural and features durable tile flooring throughout its expansive, light-filled layout. The thoughtful floorplan begins with Bedroom 1 which is spacious and near the entry. This bedroom features a twin-over-full bunk bed with a trundle twin underneath and an additional queen bed. Enjoy the breeze with access to the exterior via the slider door and an attached full bathroom. The heart of the home features a kitchen with new stainless steel appliances and a convenient laundry closet with a side-by-side washer and dryer. The kitchen flows into the dining and living areas, where a wall of windows and slider doors frame views of the perfectly manicured green lawn and the tranquil lake beyond. Guests that stay here rave about the lake view and enjoy visits from the turtles and ducks. The Signature Suite (Bedroom 2) is an exceptionally large suite, easily accommodating a king bed with room to spare for a dedicated workspace. This retreat features a massive walk-in closet with built-in shelving and an ensuite bathroom designed for accessibility, complete with double sinks and a tiled, handicap-accessible shower with a built-in bench. Sold fully furnished, this villa invites you to relax on the covered back porch and enjoy the fountain views. Living or vacationing here means enjoying world-class resort amenities, including an 11,500 sq. ft. beachfront lagoon pool, plus 10 additional pools around the golf villas, pickleball courts, basketball courts and a 9-hole executive golf course just steps from the villas. During peak season, take advantage of the free tram and shuttle service to the beach. With 24-hour security, a fitness center, and seasonal activities like beach bonfires this is more than a condo--it's a dream getaway.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Surfside Middle SchoolGrades PK-122.2 mi
4/10
J.R. Arnold High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Low Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 16 x 13.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Main Level Primary,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Living Room

  • Level: First
  • Dimensions: 12 x 13.4

Master Bedroom

  • Level: First
  • Dimensions: 15.6 x 12

Other

  • Level: First
  • Dimensions: 5 x 9.7

Porch

  • Level: First
  • Dimensions: 12 x 6

Porch

  • Level: First
  • Dimensions: 4 x 13.4

Property

Accessibility

  • Accessibility features: Accessible Washer/Dryer,Accessible Bedroom,Accessible Kitchen,Accessible Doors,Accessible Entrance,Accessible Hallway(s)

Details

  • Parcel number: 34801195021
  • Zoning description: Resort
  • Special condition: Listed As-Is

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Electric Heat,In Ground,Community
  • Patio & porch: Covered,Patio
  • Exterior features: Rain Gutters
  • Spa features: Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Seawall

Lot

  • Features: Paved
  • Lot size dimensions: 0 x 0

Parking

  • Parking features: Paved,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$113$1,356
Property Taxes $154$1,848
Electricity $197$2,366
Total$2,056$24,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,491/yr
40% on housing$61,680/yr
45% on housing$54,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 32407$274
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32407$231
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-19Listed for sale$315,000
2025-03-01Listing removed$375,000
2024-11-19Price change$375,000
2024-09-13Listed for sale$395,000
2024-08-29Listing removed--
2024-04-25Price change$395,000
2024-02-28Listed for sale$420,000
2022-06-07Sold$355,000
2022-05-03Contingent$359,000
2022-05-02Listed for sale$359,000
2022-04-18Contingent$359,000
2022-04-14Listed for sale$359,000

For Sale by Agent

AgentThe Beninateam
BrokerageBeachy Beach Real Estate

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