2323 Discovery Loop, Panama City, FL, 32405
About This Home
Experience the best of SweetBay in the ''Sabal'' plan by Harris Doyle Homes. Designed for those who value experiences over yard work, this cottage offers a truly ''lock-and-leave'' lifestyle. Your monthly fees handle the landscaping, irrigation, and even routine exterior maintenance--giving you total freedom to enjoy the community's resort-style perks. Inside, luxury meets logic with a rare dual-primary suite layout. The main level features a primary retreat with a floor-to-ceiling tiled shower, while the second floor offers a second primary suite with a private balcony--perfect for morning coffee. A third ensuite bedroom ensures every guest has their own sanctuary. The SweetBay Life: Drive your golf cart to the resort-style pools, launch a kayak into the Bay, or walk to the brand-new Publix-anchored town center. With private beach access, a sports court, and a future marina on the horizon, this isn't just a home--it's a permanent vacation. Buyer to verify all information and measurements if important
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range
Bedroom
- Level: Second
- Dimensions: 12.6 x 11.6
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Flooring: Luxury Vinyl Plank
Interior Area
- Total structure area: 1,646
- Total interior livable area: 1,646 sqft
Master Bedroom
- Level: First
- Dimensions: 11.5 x 11.6
Master Bedroom
- Level: Second
- Dimensions: 13.1 x 11.6
Property
Details
- Parcel number: 11731500180
- Attached to another structure: Yes
- Special condition: Listed As-Is
Features
- Pool features: Community
- Patio & porch: Balcony,Covered,Porch
Lot
- Lot size dimensions: ~30 x 100
Parking
- Total spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $89 | $1,068 |
| Electricity | $197 | $2,366 |
| Total | $2,220 | $26,640 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-18 | Price change | $355,000 |
| 2026-03-18 | Price change | $2,700 |
| 2026-02-23 | Listed for sale | $375,000 |
| 2026-02-07 | Price change | $2,900 |
| 2026-01-30 | Listed for rent | $3,100 |
| 2025-06-20 | Sold | $355,604 |
| 2025-03-15 | Listing removed | $355,604 |
| 2025-03-03 | Price change | $355,604 |
| 2025-02-17 | Price change | $354,009 |
| 2025-01-30 | Listed for sale | $393,104 |
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