6849 SE 35th St, Keystone Heights, FL, 32656
About This Home
Lovely three bedroom, two-bath home with an attached garage for sale by owner. Located at the end of a quiet road on the secluded side of a cove, this home offers waterfront views in a private setting. Watch blue herons and sandhill cranes from your kitchen, living room and screened-in porch. Enjoy gardening, birding, swimming and boating. Southeast 35th Street, formerly called Paradise Point, is a peninsula between two bodies of Lake Geneva. The neighborhood offers a highly rated school system and nearby shopping.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Range / Oven,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Tile,Concrete
- Fireplace: Yes
Interior Area
- Total interior livable area: 1,692 sqft
Property
Features
- Exterior features: Cement / Concrete
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 0.39 Acres
Parking
- Total spaces: 4
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $223 | $2,676 |
| Electricity | $197 | $2,366 |
| Total | $2,404 | $28,848 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-07 | Listed for sale | $349,000 |
| 2026-01-25 | Listing removed | $399,000 |
| 2025-07-24 | Listed for sale | $399,000 |
| 2025-07-23 | Listing removed | -- |
| 2025-05-08 | Listed for sale | $449,000 |
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