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258 Ardmore Crossing Dr, Shelbyville, KY, 40065

4beds
3baths
3,020sqft
$437,500
$145price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Special interest rate programs available! This spacious, brand-new home is currently under construction, with completion expected in May. This home offers plenty of space for entertaining, with the formal dining room, large walk-in pantry, and huge kitchen island with quartz countertops (perfect for gatherings!). The additional informal dining area and gathering room keep the living space open. The mudroom entry is a perfect organizational space. Situated close to the half bath, the private den is a great home office. The primary bedroom closet is a must-see! Primary bathroom features double sinks, a walk-in shower, and a water closet. The secondary bedrooms are spacious with large closets and plenty of windows to bring in the natural light. The walkout basement includes high ceilings and a basement bathroom rough-in, making for an easy finish. The backyard deck and patio offer plenty of space for outdoor relaxation. Special interest rate programs available with Seller's preferred lender! Warranties included. Some model photos shown.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Marnel C. Moorman SchoolGrades K-80.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame,Brick

Other

  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walkout Unfinished

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: First

Dining Area

  • Level: First

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,020

Foyer

  • Level: First

Full Bathroom

  • Level: Second

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,020
  • Total interior livable area: 3,020 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Loft

  • Level: Second

Mud Room

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0

Features

  • Stories: 2
  • Patio & porch: Deck,Patio
  • Fencing: None

Lot

  • Lot size: 7,405 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,212$26,544
Home Insurance *$213$2,556
Property Taxes $266$3,192
Electricity $238$2,861
Total$2,929$35,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$177
Shelby County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$443,990
2026-05-06Price change$445,990
2026-04-23Price change$443,990
2026-03-27Price change$444,955
2026-03-26Price change$445,955
2026-03-13Price change$444,955
2026-01-08Price change$354,990
2025-09-28Listed for sale$353,990

New Construction Spec

AgentKerri Stone
BrokerageUSellis Realty Incorporated

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