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7066 White Swan Ln, Red Bud, IL, 62278

3beds
1baths
832sqft
$75,000
$90price/sqft
$654/moest. monthly cost
$26,160/yrincome needed

About This Home

Don't miss out on this rare opportunity for a Leased Property sale by the River! This 3-bedroom, 1-bath clubhouse by the river offers endless possibilities! Use it as your summer retreat, weekend hangout spot, or the ultimate hunting cabin. Enjoy peaceful river views, plenty of outdoor space, and a cozy interior ready for gatherings with friends and family. Whether you’re looking for a quiet escape or a place to make memories, this property is the perfect fit. This is a TURN KEY property. Everything will stay except the golf cart and lawn mower. Ask your agent for special lease terms! Sellers are selling AS IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Red Bud Elementary SchoolGrades PK-86.0 mi
10/10
Red Bud High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Electric Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 832

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 832
  • Total interior livable area: 832 sqft

Property

Details

  • Parcel number: 0903400300
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Features: Adjoins Wooded Area
  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado
Winter Weather
Drought
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$65$780
Property Taxes $80$960
Electricity $130$1,569
Total$654$7,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,422/yr
40% on housing$19,620/yr
45% on housing$17,440/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 62278$217
Randolph County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 62278$125
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$75,000
2025-12-15Price change$85,000
2025-11-05Listed for sale$100,000

For Sale by Agent

AgentJena Gibbs
BrokerageeXp Realty

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