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351 Canterbury Cir, Fort Walton Beach, FL, 32548

4beds
2baths
1,470sqft
$339,000
$231price/sqft
$2,434/moest. monthly cost
$97,360/yrincome needed

About This Home

As you step through the front door of this charming 4BR/2BA home, you will notice the high ceilings & large windows bringing in natural light that draw you into the main living space with an open floor plan. The living room flows right into the updated kitchen. The kitchen has ample storage & counter space and a breakfast bar. The dining area features great wall to wall built in cabinetry for additional storage. You walk through double doors off the front of the home into the primary bedroom. It has ample closet space & an ensuite bathroom. There is another bedroom downstairs & two bedrooms upstairs, one with a walk in closet. There is a bathroom located upstairs & is fully updated. The backyard features a spacious screened in porch, shed & green space. Roof- 2023 HVAC-2022 HWH- 2023

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 1987

Materials

  • Construction materials: Frame,Siding Brick Some,Wood Siding,Trim Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 114
  • Dimensions: 9.5 x 12

Bedroom

  • Level: Second
  • Area: 114
  • Dimensions: 9.5 x 12

Bedroom

  • Level: First
  • Area: 76.5
  • Dimensions: 8.5 x 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Recessed Lighting,Newly Painted
  • Flooring: Tile,Vinyl
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 220
  • Dimensions: 11 x 20

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,470
  • Total interior livable area: 1,470 sqft

Living Room

  • Level: First
  • Area: 272
  • Dimensions: 16 x 17

Master Bedroom

  • Level: First
  • Area: 165
  • Dimensions: 15 x 11

Property

Details

  • Parcel number: 152S240323000C0250
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Covered,Screened
  • Exterior features: Private Yard,Lawn Pump,Sprinkler System

Lot

  • Lot size: 3,920 sqft
  • Features: Cul-De-Sac

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$159$1,908
Property Taxes $364$4,368
Electricity $197$2,366
Total$2,434$29,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,451/yr
40% on housing$73,020/yr
45% on housing$64,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 32548$260
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32548$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$349,900
2026-03-30Price change$359,000
2026-02-25Listed for sale$365,000
2023-07-14Sold$345,000
2023-05-11Pending sale$345,000
2023-05-06Price change$345,000
2023-04-29Pending sale$350,000
2023-04-14Listed for sale$350,000
2021-08-17Sold$203,000
2021-07-27Pending sale$215,000
2021-07-23Price change$215,000
2021-07-13Pending sale$219,000
2021-07-10Price change$219,000
2021-06-30Listed for sale$225,000

For Sale by Agent

AgentLauren A Foster
BrokerageGulfside Haven LLC

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