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422 Northampton Cir, Fort Walton Beach, FL, 32547

5beds
3baths
2,463sqft
$635,000
$258price/sqft
$4,405/moest. monthly cost
$176,200/yrincome needed

About This Home

5 BD POOL HOME in a great location. To say that this home is near everything in Fort Walton Beach would be an understatement. FWB HCA Hospital is 1.2 mi, FWB Golf Course is 2 mi, Lowes 1.2 mi, Walmart and Sam's are 1.5 mi, and beach access is 6.5 mi. Doesn't that scream close to everything? Welcome home to this charming two-story retreat, thoughtfully designed for both everyday living and effortless entertaining. With five spacious bedrooms and three well-appointed bathrooms, there's plenty of room for family, guests, and everything in between. Step outside to your own private backyard oasis, where a sparkling pool, relaxing hot tub, and expansive deck create the perfect setting for weekend barbecues, evening gatherings, or simply unwinding under the ambient deck lighting after a long day. Inside, the spacious family room welcomes you with a cozy fireplace, creating the perfect place to gather during cooler evenings. The heart of the home is the beautifully accented kitchen, featuring warm maple cabinetry, granite countertops, stainless steel appliances, and a casual eat-in dining area. Overlooking the pool and backyard, it's an ideal space to cook, dine, and stay connected with family and guests. Adding even more versatility, the heated and cooled sunroom provides year-round comfort while offering peaceful views of the beautiful backyard oasis--making it the perfect spot for morning coffee, reading, or simply enjoying the scenery. This home blends comfort, functionality, an inviting indoor-outdoor living, making it a wonderful place to create lasting memories.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

2/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1987

Materials

  • Roof: Shingle
  • Construction materials: Frame,Brick,Vinyl Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Water Heater

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedroom

  • Level: Second
  • Area: 121
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Area: 198
  • Dimensions: 18 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Level: First
  • Area: 108
  • Dimensions: 12 x 9

Cooling

  • Cooling features: Central Air,Ceiling Fan(s)

Dining Room

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Features

  • Breakfast Bar,Bookcases
  • Flooring: Hardwood,Tile
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Florida Room

  • Level: First
  • Area: 320
  • Dimensions: 20 x 16

Interior Area

  • Total structure area: 2,463
  • Total interior livable area: 2,463 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Master Bedroom

  • Level: First
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 341S240064000A0230
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Lawn Pump,Sprinkler System
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Privacy

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 90 x 106.52

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$294$3,528
Property Taxes $654$7,848
Electricity $247$2,974
Total$4,405$52,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,028/yr
40% on housing$132,150/yr
45% on housing$117,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 32547$185
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32547$216
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$610,000
2026-07-16Listed for sale$635,000
2024-09-27Sold$470,000
2024-09-08Pending sale$489,900
2024-09-05Price change$489,900
2024-08-23Listed for sale$499,900
2003-08-22Sold$185,000
2000-07-21Sold$173,000

For Sale by Agent

AgentHiller Group
BrokerageEXP Realty LLC

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