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46 Trail Loop Rd, Huntsville, AL, 35803

5beds
5baths
3,739sqft
$999,406
$267price/sqft
$6,389/moest. monthly cost
$255,560/yrincome needed

About This Home

Under Construction-The Sara D Plan!! Offers 10' Ceilings on 1st Floor w/ 8' Doors, 16' Slider in Great Room w/ Gas Fireplace. Primary and 2nd Bedroom Down, 3 Bedrooms and a Bonus Room Upstairs. Filled with Included Features! Formal Dining Room w/ Wainscotting, Lots of Elegant Trim Details Throughout Home. Kitchen Includes Large Walk in Pantry, Double Oven, Gas Cooktop, Cabinet Venthood, Soft Closed Cabinet Drawers & Doors, Quartz, Oversized Island for Entertaining, Secluded Master Suite w/ Huge Walk in Closets, Freestanding Soaking Tub and Tile Shower. Mud room with Drop Zone to Keep Everyone Organized, 3 Car Garage, Covered Back Porch, Double Wood Front Door, Irrigation.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
18
BikeSomewhat Bikeable

Schools

9/10
Mt Gap Elementary SchoolGrades PK-52.4 mi
10/10
Mountain Gap Middle SchoolGrades 6-82.4 mi
7/10
Virgil Grissom High SchoolGrades 9-124.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Other

  • Builder name: PEARSON HOMES, INC.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Double Oven,Dishwasher,Microwave,Disposal,Gas Water Heater,Tankless Water Heater,Gas Cooktop

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: 10’ + Ceiling,Smooth Ceiling
  • Level: First
  • Area: 195

Bedroom3

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 180

Bedroom4

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 180

Bedroom5

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: 10’ + Ceiling,Chair Rail,Smooth Ceiling,Wood Floor,Wainscoting
  • Level: First
  • Area: 176

Features

  • Low Flow Plumbing Fixtures,Open Floorplan
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Game Room

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: Second
  • Area: 336

Great Room

  • Features: Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 361

Heating & Cooling

  • Heating features: Central 2,Electric,Propane
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 3,739 sqft

Kitchen

  • Features: 10’ + Ceiling,Crown Molding,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Wood Floor,Quartz
  • Level: First
  • Area: 216

Property

Details

  • Parcel number: 2305160000001.109

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Covered Porch
  • Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 108 x 179 x 108 x 179

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Garage Faces Front,Garage Faces Side,Driveway-Concrete,Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,053$60,636
Home Insurance *$594$7,128
Property Taxes $324$3,888
Electricity $418$5,020
Total$6,389$76,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$255,560/yr
35% on housing$219,051/yr
40% on housing$191,670/yr
45% on housing$170,373/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 35803$159
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35803$155
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$999,406

New Construction

AgentWendy Dilbeck
BrokerageValley Homes Real Estate, LLC
Phone256-656-3764
View on Zillow

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