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0 Kensington Kensington Rdg, Herculaneum, MO, 63048

4beds
3baths
2,245sqft
$413,900
$184price/sqft
$2,813/moest. monthly cost
$112,520/yrincome needed

About This Home

KENSINGTON MODEL, TO BE BUILT - 4 bed / 2.5 bath 1.5 story. Hurry to choose your lot today. Many lots back to common ground or other large lots or tracts of land. Many walkout and many level lots. Lots of quality STANDARD FEATURES such as Architectural Shingles, Stainless Steel Appliances, 6lb Rebond Padding, Painted trim, Covered Facia and Soffits, Grids in Front Windows, Panel Door options to choose from, Sodded entire yards where disturbed, Boundary Survey by builder, plus much more. Price shown is base price. Photo is similar home & may show optional features.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
7/10
Festus Middle SchoolGrades 7-81.0 mi
8/10
Festus Sr. High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Kab

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Unfinished

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 165
  • Dimensions: 11 x 15

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 130
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Features

  • Ceiling Fan(s),Separate Dining,Open Floorplan,Breakfast Room,Walk-In Closet(s),Tub,Entrance Foyer
  • Door features: Panel Door(s)
  • Window features: Insulated Windows,Tilt-In Windows
  • Fireplace features: None
  • Finished area above ground: 2,245

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,245
  • Total interior livable area: 2,245 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 112
  • Dimensions: 8 x 14

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 238
  • Dimensions: 14 x 17

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: NEW OR UNDER CONSTRUCTION OR LEASE
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 9,583 sqft
  • Features: Adjoins Common Ground,Adjoins Open Ground,Adjoins Wooded Area,Level
  • Lot size dimensions: 70 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Hail
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,092$25,104
Home Insurance *$275$3,300
Property Taxes $275$3,300
Electricity $171$2,057
Total$2,813$33,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,445/yr
40% on housing$84,390/yr
45% on housing$75,013/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 63048$193
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63048$169
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-02-24Listed for sale$413,900

New Construction

AgentRhonda S Overberg
BrokerageRE/MAX Best Choice St. Louis

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