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650 17th Ave SW, Mtvernon, IA, 52314

5beds
3baths
2,760sqft
$589,900
$214price/sqft
$4,211/moest. monthly cost
$168,440/yrincome needed

About This Home

New Construction ranch in great Mt Vernon neighborhood. Open Kitchen, dining, greatroom with island, walk in pantry room, mudroom, high end kitchen cabinetry and appliances. Electric fireplace, modern finishes, high quality construction. Fully finished walkout lower level is bright and airy, has two additional bedrooms, bathroom, and large family room. Photos of similar property. Immediate Possession.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
6/10
Mount Vernon High SchoolGrades 9-120.5 mi
7/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl,Partial Stone,Frame

Other

  • Builder name: High Craft Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range Or Oven,Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Family Room On Main Level,Primary On Main Level,Kitchen Island
  • Flooring: Carpet,LVP
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,130
  • Finished area above ground: 1,630

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 2,760 sqft

Property

Details

  • Parcel number: 170930104800000
  • Zoning: residential
  • Special condition: Standard

Features

  • Patio & porch: Deck

Lot

  • Lot size: 9,100 sqft
  • Features: Less Than Half Acre
  • Lot size dimensions: 65 x 140

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,982$35,784
Home Insurance *$302$3,624
Property Taxes $722$8,664
Electricity $205$2,470
Total$4,211$50,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,377/yr
40% on housing$126,330/yr
45% on housing$112,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 52314$176
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52314$160
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$579,900
2026-06-03Listed for sale$589,900

New Construction

AgentMollie Kilburg
BrokerageUrban Acres Real Estate

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