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81 A Moosup Valley Rd, Foster, RI, 02825

0beds
1baths
1,760sqft
$415,000
$236price/sqft
$3,075/moest. monthly cost
$123,000/yrincome needed

About This Home

A rare opportunity to own a beloved local landmark in Foster — the Tyler Free Library. Offering nearly 1,800 square feet of character-filled space, this iconic property showcases beautiful hardwood floors, soaring open cathedral ceilings, and a striking fireplace that anchors the main living area. Natural light pours through expansive windows, enhancing the architectural charm and dramatic open layout.With residential zoning in place, the possibilities are inspiring — create a truly one-of-a-kind home that blends historic character with modern vision. Whether you preserve its open, airy feel or thoughtfully redesign the space to suit your lifestyle, this property offers a foundation unlike anything else on the market.Opportunities to own and reimagine a cherished piece of the community are rare. Bring your creativity and make history your home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Ponaganset Middle SchoolGrades 6-89.9 mi
8/10
Ponaganset High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1850

Materials

  • Foundation: Unknown
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished,Storage Space,Utility

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,760
  • Total interior livable area: 1,760 sqft

Property

Details

  • Parcel number: 81AMOOSUPVALLEYRDFOST
  • Zoning: 0030

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 6
  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$177$2,124
Property Taxes $411$4,932
Electricity $389$4,675
Total$3,075$36,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,428/yr
40% on housing$92,250/yr
45% on housing$82,000/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 02825$216
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02825$283
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$415,000

For Sale by Agent

AgentTeam KEY
BrokerageKEY Real Estate Services

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