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812 Washington St, New Richmond, OH, 45157

2beds
2baths
1,718sqft
$259,900
$151price/sqft
$1,895/moest. monthly cost
$75,800/yrincome needed

About This Home

Two homes for the price of one! Peaceful w/ river views.This updated property features a main home 1320 sq ft. plus a separate ADU 398 sq ft currently generating rental income perfect as an investment property or private mother-in-law suite. Situated on 0.66 acres, the property offers a 2-car garage, 2-car carport, and a large concrete driveway with dual access. The main home features a new metal roof, and both homes have updated kitchens, bathrooms, flooring, new electrical, new plumbing and fresh paint.Located directly across from the Little Indian Boat Club with a public boat ramp just two streets away. Plus, enjoy the benefits of New Richmond's exciting Liberty Landing Redevelopment, including a new marina, floating dock, amphitheater, walking paths, and riverfront improvements currently under construction. Completion of riverfront November 26.A rare opportunity to own a move-in ready home with built-in income potential in a growing riverfront community! 30 minutes from Cincinnati!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Monroe Elementary SchoolGrades PK-53.8 mi
4/10
5/10
New Richmond High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1919

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Traditional
  • Property subType: Single Family Residence,Landom./Patio Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 121

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Features: Window Treatment,Wood Floor
  • Area: 300

Features

  • High Ceilings,Ceiling Fan(s),Recessed Lighting
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Stone,Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,718
  • Total interior livable area: 1,718 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Tile Floor,Wood Cabinets
  • Area: 195

Living Room

  • Area: 0

Master Bathroom

  • Features: Built-In Shower Seat,Tile Floor

Master Bedroom

  • Features: Bath Adjoins
  • Level: Second
  • Area: 132

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: Accessibility Features

Details

  • Parcel number: 260911.017
  • Zoning description: Residential

Features

  • Stories: 1
  • Patio & porch: Enclosed Porch,Porch
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River
  • Topography of land: Level
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.66 Acres
  • Features: .5 to .9 Acres
  • Lot size dimensions: .66

Parking

  • Total spaces: 4
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Heat Wave
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$116$1,392
Property Taxes $272$3,264
Electricity $193$2,320
Total$1,895$22,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,971/yr
40% on housing$56,850/yr
45% on housing$50,533/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 45157$164
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45157$175
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$249,900
2026-08-02Price change$259,900
2026-07-25Price change$269,900
2026-07-18Listed for sale$279,900
2012-01-24Sold$33,333
2006-10-31Sold$71,000
2006-08-21Sold$71,000

For Sale by Agent

AgentLisa M Gosney
BrokerageOwnerLand Realty, Inc.

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