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112 Gargonza Ct, Saint Augustine, FL, 32084

2beds
3baths
1,348sqft
$240,000
$178price/sqft
$1,767/moest. monthly cost
$70,680/yrincome needed

About This Home

Beautifully maintained 2 bed, 2 bath townhome conveniently located near I-95, just an 8-minute drive from downtown St. Augustine and close to outlet shopping. This home features a new roof installed in September 2024, along with an air conditioning system and water heater that are both less than five years old, ensuring comfort and peace of mind for years to come. With built-in surround sound, this delightful townhome offers both modern convenience and a welcoming atmosphere. Don't miss the opportunity to make this wonderful property your own!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
6/10
R J Murray Middle SchoolGrades 6-83.7 mi
5/10
St. Augustine High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,348
  • Total interior livable area: 1,348 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0865310490
  • Zoning: PUD

Features

  • Levels: Split
  • Stories: 2
  • Entry location: Ground Level
  • Patio & porch: Screened Porch

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 1
  • Parking features: 1 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$213$2,556
Property Taxes $144$1,728
Electricity $197$2,366
Total$1,767$21,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,582/yr
40% on housing$53,010/yr
45% on housing$47,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 32084$234
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32084$218
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$240,000
2026-03-11Listed for sale$250,000
2014-03-13Sold$121,900
2014-01-29Listed for sale$124,900
2012-01-24Sold$102,500
2011-12-18Price change$102,500
2011-12-15Listed for sale--
2006-12-13Sold$177,300

For Sale by Agent

AgentRose Coyne
BrokerageFlorida Homes Realty & Mortgage

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