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4967 Cindy Ave, Carlsbad, CA, 92008

2beds
2baths
1,488sqft
$524,900
$353price/sqft
$3,575/moest. monthly cost
$143,000/yrincome needed

About This Home

BUY THIS HOME, I'LL BUY YOURS! Seller will consider concessions up to 4% AND a 2/1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Seller reserves the right to offer HOA payment incentives. Come discover this immaculate, turnkey, single-level home situated on a premium oversized lot in El Camino Estates-a boutique gated senior community of just 20 homes in prestigious Carlsbad. Behind the gates, you will find a variety of amenities, including separate RV parking, a sparkling pool and spa, and a spacious clubhouse. All of this is available for a low HOA fee of $288 a month with zero space rent; you own the land. This impeccably maintained home offers 1,488 square feet of open-concept living with large rooms and abundant natural light throughout. Recent upgrades include new carpet and paint, providing a blank canvas for your personal design. The gourmet kitchen features upgraded cabinetry, solid surface countertops, and all appliances, including a built-in oven, cooktop, dishwasher, and refrigerator. The primary bedroom boasts a walk-in closet and an en-suite bath complete with a newer custom walk-in shower and upgraded flooring. The secondary bedroom also includes a walk-in closet and offers direct entry into the guest bath for added convenience. Indoor laundry and a relatively newer HVAC system complete the interior. The peaceful backyard is low-maintenance, featuring fruit trees, shrubs, and drought-resistant landscaping. For additional storage, there is a stick-built shed at the end of the driveway. Notably, this is the only lot in El Camino Estates offering a pool view with no homes directly across from you, and it is located very close to guest parking. Where else can you find a home for under $560,000 just minutes from Carlsbad Village, beaches, shopping, and dining? Do not miss this rare opportunity. Schedule your private tour today.

Getting Around

25
WalkingCar-Dependent
26
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

9/10
Kelly Elementary SchoolGrades K-50.5 mi
6/10
Valley Middle SchoolGrades 6-81.6 mi
9/10
Carlsbad High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1973

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: 2073700900
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 5,702 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$63$756
Property Taxes $460$5,520
Electricity $398$4,786
Total$3,575$42,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,571/yr
40% on housing$107,250/yr
45% on housing$95,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 92008$931
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92008$815
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$524,999
2026-02-17Listed for sale$559,999
1996-07-16Sold$60,000

For Sale by Agent

AgentJim Bottrell, eXp of Greater Los Angeles, Inc
BrokerageeXp of Greater Los Angeles, Inc

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