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164 Sunset Cir N, Saint Augustine, FL, 32080

3beds
3baths
2,171sqft
$479,999
$221price/sqft
$3,678/moest. monthly cost
$147,120/yrincome needed

About This Home

Experience island living in the private, peaceful community of Sunset Point. This spacious coach home offers 3 bedrooms and 2.5 baths with an open two-level design. The lower level includes two bedrooms, a full bath, laundry room, and a bright patio. Upstairs, the open living and kitchen area showcases tray ceilings, crown molding, hard-wood flooring, and stainless steel appliances. The primary suite features a generous walk-in closet, his and her vanities, and a large soaking tub. The screened in patio upstairs has tile flooring and removable hurricane windows and provides year-round comfort. The back yard is large enough for a pool if you are so inclined. The home has square footage for an elevator if you need to install one in the future. Residents enjoy a quiet setting with a charming marsh-front gazebo just a short walk away. A two-car garage and ample driveway, adds convenience to this well-appointed home. This home has ample storage throughout, including a recessed cloak room underneath the stairs. Bike ride to the amphitheater, farmer's market, or the pier and beach.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

9/10
7/10
Sebastian Middle SchoolGrades 6-84.7 mi
5/10
St. Augustine High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Block,Frame,Stucco,Concrete Fiber Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bedroom Downstairs,Ceiling Fan(s),Chandelier
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,827
  • Total interior livable area: 2,171 sqft

Master Bathroom

  • Features: Tub/Shower Separate

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 1626810590
  • Zoning: PUD

Features

  • Levels: Split
  • Stories: 2
  • Entry location: 2nd Story
  • Patio & porch: Screened Porch

Lot

  • Lot size: 4,356 sqft
  • Features: City Lot,Paved,Regular,Less than 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$377$4,524
Property Taxes $656$7,872
Electricity $218$2,621
Total$3,678$44,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,102/yr
40% on housing$110,340/yr
45% on housing$98,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$344
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-22Listed for sale$499,900
2018-04-02Sold$298,000
2006-05-10Sold$304,100

For Sale by Agent

AgentSteven Bell
BrokerageFlorida Homes Realty & Mortgage

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