7106 Mossy Bank Trl SE, Owens Cross Roads, AL, 35763
About This Home
Beautifully maintained 4BR/2.5BA home tucked in a cul-de-sac on a lush .33-acre lot with privacy fence & irrigation. Rich hardwoods flow through the foyer, living, dining & office, accented by custom crown molding throughout this open floor plan. Gas FP! Large primary suite features two walk-in closets, double vanity, walk-in shower & jetted tub. Kitchen offers granite, stainless appliances, 2 pantries & breakfast area with great natural light. Additional Bedrooms & Large bonus room upstairs. Large closets and lots of storage in this home! Side-entry 2 car garage. Covered patio with surround sound speakers and TV. Perfect for entertaining! 5-year-old roof. Prime Cove location!Mus
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedroom2
- Features: Ceiling Fan(s),Crown Molding,Carpet
- Level: Second
- Area: 168
Bedroom3
- Features: Ceiling Fan(s),Crown Molding,Carpet
- Level: Second
- Area: 144
Bedroom4
- Features: Ceiling Fan(s),Crown Molding,Carpet
- Level: Second
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Features: Ceiling Fan(s),Crown Molding,Carpet
- Level: Second
- Area: 280
Dining Room
- Features: Crown Molding,Wood Floor
- Level: First
- Area: 168
Features
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2
- Cooling features: Central 2
Interior Area
- Total interior livable area: 2,953 sqft
Kitchen
- Features: Crown Molding,Eat-in Kitchen,Granite Counters,Tile
- Level: First
- Area: 144
Laundry Room
- Features: Tile
- Level: First
- Area: 80
Living Room
- Features: Crown Molding,Fireplace,Wood Floor
- Level: First
- Area: 352
Office
- Features: Crown Molding,Wood Floor
- Level: First
- Area: 120
Property
Details
- Parcel number: 2301020000001111
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Patio
Lot
- Lot size: 0.33 Acres
Parking
- Parking features: Garage-Two Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,462 | $29,544 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $158 | $1,896 |
| Electricity | $330 | $3,965 |
| Total | $3,247 | $38,964 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $512,900 |
| 2026-04-29 | Price change | $518,500 |
| 2026-02-27 | Price change | $528,000 |
| 2026-02-21 | Listed for sale | $545,000 |
| 2011-03-08 | Listing removed | $284,900 |
| 2010-09-02 | Sold | $277,812 |
| 2010-08-26 | Price change | $284,900 |
| 2010-07-21 | Price change | $312,000 |
| 2010-07-01 | Price change | $284,900 |
| 2010-05-29 | Listed for sale | $299,900 |
| 2005-12-19 | Sold | $154,000 |
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