128 Spearpoint Ln, Meridianville, AL, 35759
About This Home
Beautiful 6-bed, 4-bath home with office offers tons of space, updates, and outdoor enjoyment! This well-maintained property features a saltwater pool with a new liner and pump, a fully fenced large backyard, and no HOA. Inside, the kitchen is equipped with quartz countertops and stainless-steel appliances, perfect for everyday living and entertaining. Enjoy generously sized rooms throughout, including oversized bedrooms with walk-in closets. HUGE attic space for storage. Major updates include a roof less than 5 years old and HVACs only 4 years old. The property also offers both an attached 2-car garage and a full-brick detached garage, providing plenty of parking, storage, or workshop.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Microwave,Disposal
Basement
- Basement: Crawl Space
Bedroom
- Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
- Level: Second
- Area: 180
Bedroom2
- Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
- Level: First
- Area: 180
Bedroom3
- Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
- Level: First
- Area: 192
Bedroom4
- Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
- Level: Second
- Area: 648
Bedroom5
- Features: Ceiling Fan(s),Carpet,Walk-In Closet(s)
- Level: Second
- Area: 220
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Features: Carpet
- Level: Second
- Area: 648
Dining Room
- Features: Crown Molding,Wood Floor
- Level: First
- Area: 168
Family Room
- Features: Carpet
- Level: Second
- Area: 528
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2,Natural Gas
- Cooling features: Central 2
Interior Area
- Total interior livable area: 4,000 sqft
Kitchen
- Features: Crown Molding,Eat-in Kitchen,Pantry,Wood Floor,Quartz
- Level: First
- Area: 144
Laundry Room
- Features: Tile
- Level: First
- Area: 49
Living Room
- Features: Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Wood Floor
- Level: First
- Area: 340
Master Bedroom
- Features: Ceiling Fan(s),Crown Molding,Tray Ceiling(s),Wood Floor
- Level: First
- Area: 272
Office
- Features: Crown Molding,Wood Floor
- Level: First
- Area: 120
Property
Details
- Parcel number: 0706230000073.092
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Patio,Patio,Front Porch,Covered Porch
- Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys
Lot
- Lot size: 0.41 Acres
- Lot size dimensions: 180 x 100
Parking
- Parking features: Garage-Three Car,Garage-Attached,Garage-Detached,Garage Door Opener,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Tornado
- Winter Weather
- Earthquake
- Heat Wave
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,958 | $35,496 |
| Home Insurance * | $365 | $4,380 |
| Property Taxes | $190 | $2,280 |
| Electricity | $447 | $5,370 |
| Total | $3,960 | $47,520 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $575,000 |
| 2026-08-02 | Price change | $585,000 |
| 2026-07-22 | Listed for sale | $600,000 |
| 2026-07-22 | Listing removed | $600,000 |
| 2026-06-29 | Price change | $600,000 |
| 2026-06-08 | Listed for sale | $615,000 |
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