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7133 Jump St SE, Owens Cross Roads, AL, 35763

4beds
3baths
2,754sqft
$450,000
$163price/sqft
$3,004/moest. monthly cost
$120,160/yrincome needed

About This Home

Beautiful one-level full brick 4 bedroom home with a spacious 3 car side-entry garage in the desirable Clearwater subdivision. Surrounded by scenic mountain views, this move-in ready home features fresh interior paint and a new roof (2026). Bright, open feel with abundant windows, hardwood and tile floors, crown molding, and high ceilings. Large master suite with private bath. Three additional bedrooms plus a separate Living Room ideal for a home office. Enjoy outdoor living on the covered patio. OPTIONAL community pool and clubhouse membership available. Convenient to Goldsmith-Schiffman Elementary, Hampton Cove Golf Course, Hayes Nature Preserve, and Community REC center & playground.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
8/10
Huntsville High SchoolGrades 9-127.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Double Oven,Dishwasher,Microwave

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: 9’ Ceiling,Crown Molding,Double Vanity,Smooth Ceiling,Tile
  • Level: First
  • Area: 135

Bedroom2

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 156

Bedroom3

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 156

Bedroom4

  • Features: 9’ Ceiling,Carpet,Smooth Ceiling
  • Level: First
  • Area: 108

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: 9’ Ceiling,Crown Molding,Chair Rail,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 169

Family Room

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 304

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,754 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Smooth Ceiling,Tile
  • Level: First
  • Area: 156

Laundry Room

  • Features: 9’ Ceiling,Smooth Ceiling,Tile,Built-in Features,Utility Sink
  • Level: First
  • Area: 64

Living Room

  • Features: 10’ + Ceiling,Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 169

Property

Details

  • Parcel number: 2301020000005

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Patio,Covered Porch
  • Exterior features: Curb/Gutters,Sidewalk

Lot

  • Lot size: 0.39 Acres
  • Lot size dimensions: 100 x 170

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Faces Side

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$275$3,300
Property Taxes $146$1,752
Electricity $308$3,697
Total$3,004$36,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,994/yr
40% on housing$90,120/yr
45% on housing$80,106/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$164
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Contingent$450,000
2026-05-05Price change$450,000
2026-04-17Listed for sale$474,900
2011-03-09Listing removed$245,000
2011-03-08Listed for sale$245,000
2010-11-08Sold$255,000
2010-08-01Listed for sale$245,000

For Sale by Agent

AgentMike Manosky
BrokerageRE/MAX Alliance

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