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543 Lloyd Ave APT 5, Providence, RI, 02906

1beds
1baths
546sqft
$304,500
$558price/sqft
$2,340/moest. monthly cost
$93,600/yrincome needed

About This Home

Sweet, centrally-located condo near Wayland Square and Blackstone Boulevard. Walk to woods and river, as well as shopping, restaurants, and parks. Parking and laundry on site. Newly refinished hardwood floors, freshly painted walls, south-facing sunroom. Strong Association, mostly owner-occupied.

Getting Around

71
WalkingVery Walkable
37
TransitSome Transit
70
BikeVery Bikeable

Schools

5/10
1/10
Hope High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Plaster,Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator
  • Laundry features: In Building

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Laundry,Storage Space,Utility

Bathroom

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedroom1

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wall (Plaster),Plumbing (Mixed)
  • Window features: Insulated Windows
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 546

Heating & Cooling

  • Heating features: Natural Gas,Baseboard,Gas Connected,Individual Control
  • Cooling features: None

Interior Area

  • Total structure area: 546
  • Total interior livable area: 546 sqft

Kitchen

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Living Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Other

  • Level: Lower

Storage

  • Level: Lower

Sun Room

  • Features: Ceiling Height 7 to 9 ft
  • Level: Second

Property

Features

  • Stories: 1

Lot

  • Lot size: 8,529 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: No Garage,Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,539$18,468
Home Insurance *$111$1,332
Property Taxes $301$3,612
Electricity $389$4,675
Total$2,340$28,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,228/yr
40% on housing$70,200/yr
45% on housing$62,400/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$558This listing

vs Other Active Listings

Avg $/sqft

ZIP 02906$392
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02906$403
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$304,500
2025-08-02Listing removed$1,650
2025-07-30Price change$1,650
2025-07-02Listed for rent$1,700
2023-10-12Listing removed--
2023-10-09Price change$1,700
2023-10-05Price change$1,650
2023-08-30Listed for rent$1,750

For Sale by Agent

AgentErkkinen - Cohen Group
BrokerageResidential Properties Ltd.

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