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78 Esplanade Place, South Haven, MI, 49090

3beds
3baths
2,138sqft
$2,250,000
$1,052price/sqft
$14,898/moest. monthly cost
$595,920/yrincome needed

About This Home

Experience luxury beachfront living on North Beach in South Haven with this exceptional home showcasing panoramic views of Lake Michigan, the channel, lighthouse, and beach. The ground level offers a main level bedroom, full bath, and walkout patio, complete with an oversized 2-stall garage and a convenient grocery lift. The 2nd level features a bright open floor plan with lake facing kitchen, dining, and living areas. The living room includes a gas fireplace and dry bar with ice maker and mini fridge, while the kitchen is highlighted by a center island with storage, LG appliances, soft-close cabinetry, and a large farm sink. A slider door off the dining area opens to a covered lakeside deck with an outdoor counter and sliding pass-through windows from the kitchen for seamless entertaining. The top level is dedicated to a lakeside primary suite with a spa-like bath featuring a tiled walk-in shower and soaking tub, along with a walk-in closet, and laundry. The top level is complete with a sitting room with wet bar and lakeside deck with a winding staircase leading to the rooftop deck offering fantastic aerial views and unforgettable sunsets. Outdoor living abounds with multiple decks, patio and paved backyard, and a rooftop terrace. Directly across the street, North Beach provides wide sandy shoreline, while downtown South Haven's shops, dining, and local events are just minutes away. Combining thoughtful design, modern convenience, and a rare beachfront setting, this home is an exceptional opportunity on Lake Michigan.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Lincoln ElementaryGrades PK-31.0 mi
5/10
Baseline Middle SchoolGrades 6-81.6 mi
4/10
South Haven High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Upper Level

Basement

  • Basement: Slab

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Upper

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Area

  • Level: Upper

Family Room

  • Level: Upper

Features

  • Ceiling Fan(s),Wet Bar,Center Island,Eat-in Kitchen
  • Window features: Screens,Insulated Windows,Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,138
  • Total interior livable area: 2,138 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Master Bathroom

  • Level: Upper

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 805380700610

Features

  • Stories: 3
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Michigan

Lot

  • Lot size: 2,178 sqft
  • Features: Level,Shrubs/Hedges
  • Lot size dimensions: 41 x 96 x 21 x irreg

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$1,207$14,484
Property Taxes $2,081$24,972
Electricity $233$2,798
Total$14,898$178,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$510,788/yr
40% on housing$446,940/yr
45% on housing$397,280/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,052This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$282
Van Buren County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Listed for sale$2,350,000
2025-12-25Listing removed$2,350,000
2025-09-09Listed for sale$2,350,000
2019-06-26Sold$1,050,000

For Sale by Agent

AgentAndrea L Crossman
BrokerageColdwell Banker Woodland Schmidt

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