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14 Lantern Ln, Lake Saint Louis, MO, 63367

2beds
2baths
992sqft
$199,900
$202price/sqft
$1,427/moest. monthly cost
$57,080/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1.5-bath condo in the highly sought-after Lake St. Louis Harbor Town community! The main floor features a bright and functional kitchen with a convenient breakfast bar, perfect for casual dining or entertaining. The spacious living room offers a cozy wood-burning fireplace and walks out to a private patio, ideal for relaxing or enjoying your morning coffee. Upstairs, you’ll find two comfortable bedrooms and a full bath, providing a quiet retreat from the main living area. The finished basement adds valuable living space and includes a half bath, making it perfect for a family room, home office, or guest area. Don’t miss this opportunity to enjoy resort-style living in a fantastic location with lake access! Seller is offering a 1 year home warranty.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
6/10
Wentzville Middle SchoolGrades 6-84.7 mi
8/10

Construction

Condition

  • Year built: 1971

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom

  • Features: Floor Covering: Carpeting
  • Level: Second

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Features: Floor Covering: Laminate
  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 992

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 992 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Basement

Property

Details

  • Parcel number: 4002049590D0004.0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 448.67 sqft
  • Features: Adjoins Common Ground
  • Lot size dimensions: .010

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$100$1,200
Property Taxes $176$2,112
Electricity $141$1,693
Total$1,427$17,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,925/yr
40% on housing$42,810/yr
45% on housing$38,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$182
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$214,500
2026-04-09Price change$217,000
2026-04-06Listed for sale$220,000
2023-04-17Sold--
2023-03-26Contingent$180,000
2023-03-09Listed for sale$180,000
2019-12-12Listing removed$1,150
2019-12-06Price change$1,150
2019-10-21Price change$1,200
2019-09-27Listed for rent$1,295
2019-07-18Sold--
2019-05-24Pending sale$124,900
2019-05-23Listed for sale$124,900
2017-03-03Sold--
2017-01-06Pending sale$113,500
2016-11-17Price change$113,500
2016-11-02Price change$114,900
2016-10-13Price change$119,900
2016-09-27Listed for sale$124,900

For Sale by Agent

AgentJennifer R Botkin
BrokerageBerkshire Hathaway HomeServices Select Properties

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