See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1632 Steamboat Wharf Rd S, Fishing Creek, MD, 21634

7beds
3baths
2,204sqft
$699,900
$318price/sqft
$4,451/moest. monthly cost
$178,040/yrincome needed

About This Home

THE ORIGINAL HOME OF "CAPTAIN JOHNNIE" BUILT IN 1920 AND TOTALLY RESTORED. EXPANSIVE WATER-VIEWS WITH 300 FEET OF RIP RAP/BULK HEADING. PERFECT FOR YEAR ROUND LIVING, WEEKLY VACATION RENTAL OR VACATION HOME . BEAUTIFUL HARDWOOD FLOORS, FULLY EQUIPPED EAT IN KITCHEN, HUGE FAMILY/GREAT ROOM WITH WALL MOUNTED TV . HOME IS FULLY FURNISHED AND EXCEPTIONALLY EQUIPPED - EVERYTHING EXCEPT POOL/CARD TALBE CONVEYS. DIRECT TV AND HUGHES INTERNET. NIT-RED SEPTIC SYSTEM, HAS BEEN A SUCCESSFUL VACATION RENTAL - CAN PROVIDE DOCUMENTATION. LARGE OUTBUILDING HOUSING BIKES,CANOES AND KAYAKS THAT ALL CONVEY FABULOUS ON LINE ARTICLE AND PICTURES OF HOOPERS ISLAND AND LOCATION "ONLYINYOURSTATE - MARYLAND - MOST SCENIC DRIVE MD

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
South Dorchester SchoolGrades PK-89.4 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Instant Hot Water,Microwave,Oven/Range - Electric,Refrigerator,Washer,Tankless Water Heater
  • Laundry features: Main Level

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 88
  • Dimensions: 11 X 8

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 208
  • Dimensions: 13 X 16

Bedroom4

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Bedroom5

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Features

  • Attic,Dining Area,Kitchen - Country,Upgraded Countertops,Breakfast Area,Ceiling Fan(s),Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Table Space,Other,Dry Wall
  • Door features: Insulated,Storm Door(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 2,204

Foyer

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 168
  • Dimensions: 21 X 8

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,204
  • Total interior livable area: 2,204 sqft

Kitchen

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 247
  • Dimensions: 19 X 13

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 351
  • Dimensions: 27 X 13

Other

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 130
  • Dimensions: 10 X 13

Primary Bedroom

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1006094031
  • Zoning: R
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Satellite Dish,Other
  • Has view: Yes
  • View description: River,Bay,Panoramic,Scenic Vista,Water
  • Has water view: Yes
  • Water view: River,Bay,Water
  • On waterfront: Yes
  • Waterfront features: River
  • Frontage length: Water Frontage Ft: 300

Lot

  • Lot size: 2.49 Acres
  • Features: Bulkheaded,Rear Yard,Rip-Rapped,Front Yard

Parking

  • Parking features: Gravel,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$142$1,704
Property Taxes $489$5,868
Electricity $281$3,374
Total$4,451$53,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,605/yr
40% on housing$133,530/yr
45% on housing$118,693/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 21634$140
Dorchester County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 21634$464
Dorchester County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-17Listed for sale$699,900
2025-12-10Listing removed$699,900
2025-12-01Listed for sale$699,900
2025-06-29Listing removed$699,900
2024-10-29Listed for sale$699,900
2024-08-14Listing removed$699,900
2022-12-07Listed for sale$699,900

For Sale by Agent

AgentJeff Robinson
BrokerageDouglas Realty LLC

Similar Homes