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115 Steves Pl, Crestview, FL, 32536

4beds
3baths
4,575sqft
$685,000
$150price/sqft
$5,345/moest. monthly cost
$213,800/yrincome needed

About This Home

Nestled on a quiet private road, this spacious lakefront home offers the perfect blend of privacy, comfort, and natural beauty. Enjoy serene water views, generous living spaces, and room to gather with family and friends. Whether you're relaxing indoors or taking advantage of the lake just steps away, this large home is ideal for year-round living or a peaceful getaway.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
Davidson Middle SchoolGrades 6-82.7 mi
5/10
Crestview High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1993

Materials

  • Construction materials: Siding Brick Some,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 184.92
  • Dimensions: 13.8 x 13.4

Bedroom

  • Level: First
  • Area: 150.08
  • Dimensions: 13.4 x 11.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Level: Second
  • Area: 200.34
  • Dimensions: 15.9 x 12.6

Breakfast Room

  • Level: Second
  • Area: 200.34
  • Dimensions: 15.9 x 12.6

Den

  • Level: First
  • Area: 424.76
  • Dimensions: 28.7 x 14.8

Features

  • Breakfast Bar,Cathedral Ceiling(s),Tray Ceiling(s),Shelving
  • Window features: Bay Window(s)
  • Flooring: Hardwood,Laminate,Tile
  • Fireplace features: EPA Qualified Fireplace
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: Second
  • Area: 484
  • Dimensions: 22 x 22

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,575
  • Total interior livable area: 4,575 sqft

Kitchen

  • Level: Second
  • Area: 222.6
  • Dimensions: 15.9 x 14

Kitchen

  • Level: First
  • Area: 96.96
  • Dimensions: 10.1 x 9.6

Laundry

  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Living Room

  • Level: Second
  • Area: 418
  • Dimensions: 20.9 x 20

Master Bathroom

  • Level: Second
  • Area: 168.54
  • Dimensions: 15.9 x 10.6

Master Bathroom

  • Level: First
  • Area: 87.33
  • Dimensions: 12.3 x 7.1

Master Bedroom

  • Level: Second
  • Area: 306.87
  • Dimensions: 19.3 x 15.9

Master Bedroom

  • Level: First
  • Area: 293.46
  • Dimensions: 20.1 x 14.6

Other

  • Level: Second
  • Area: 412.8
  • Dimensions: 51.6 x 8

Other

  • Level: Second
  • Area: 207.747
  • Dimensions: 16.9 x 12.3

Other

  • Level: First
  • Area: 240
  • Dimensions: 30 x 8

Other

  • Level: Second
  • Area: 400
  • Dimensions: 50 x 8

Property

Details

  • Parcel number: 123N2400000004005C
  • Zoning description: City, Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Balcony,Outdoor Shower
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 2.35 Acres
  • Features: Dead End
  • Lot size dimensions: 312.82 x 321 x 138 x 100.17 x 183.83 x 359

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Detached Carport,Other,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$600$7,200
Property Taxes $822$9,864
Electricity $460$5,525
Total$5,345$64,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,257/yr
40% on housing$160,350/yr
45% on housing$142,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 32536$149
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32536$166
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$685,000
2026-03-12Listing removed$715,000
2026-03-09Listed for sale$715,000
2026-02-25Pending sale$715,000
2026-02-02Price change$715,000
2025-12-20Listed for sale$750,000
2017-04-13Sold$275,000
2016-07-07Price change$285,000
2016-06-10Price change$299,000
2015-09-14Price change$325,000
2015-08-15Listed for sale$350,000

For Sale by Agent

AgentJacob C Raszewski
BrokerageEXP Realty LLC

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