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4522 SW 170th Street Rd, Ocala, FL, 34473

4beds
3baths
1,949sqft
$320,990
$165price/sqft
$2,208/moest. monthly cost
$88,320/yrincome needed

About This Home

Move-In Ready! A truly distinctive Florida home offering the perfect combination of comfort, functionality, and long-term value. The seller is offering closing cost assistance, making this opportunity even more attractive. With 1,949 sq. ft. of living space, this well-designed property features 4 spacious bedrooms, 3 modern bathrooms, a 2-car garage, and a dedicated office/den, ideal for remote work or flexible use. The home stands out with its exceptional open-concept floor plan, where the living room and dining area seamlessly integrate with the kitchen, creating a bright, inviting, and highly functional space perfect for both everyday living and entertaining. The kitchen is equipped with stainless steel appliances, ample cabinet space, and a convenient breakfast bar, enhanced by a decorative PVC panel under the kitchen island, adding a modern and elegant touch. The property also includes window blinds in all bedrooms, as well as a vertical blind in the living area, providing comfort and privacy throughout. The primary suite features a glass-enclosed shower, offering a more refined and upgraded bathroom experience. Situated on an oversized 0.23-acre lot, the property offers added privacy and plenty of outdoor space with endless possibilities, including room for a pool, outdoor kitchen, or custom backyard retreat. For additional peace of mind, the home includes a 2-10 Home Buyers Warranty. Located in a highly desirable and rapidly growing area, this move-in-ready home presents a unique opportunity for buyers seeking quality construction, spacious living, and strong appreciation potential.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
Dunnellon High SchoolGrades 9-1214.9 mi
2/10
Sunrise Elementary SchoolGrades PK-42.2 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,645
  • Total interior livable area: 1,949 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 8006072406
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,019 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,623$19,476
Home Insurance *$196$2,352
Property Taxes $192$2,304
Electricity $197$2,366
Total$2,208$26,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,702/yr
40% on housing$66,240/yr
45% on housing$58,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 34473$158
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34473$169
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$329,990

New Construction

AgentAnderson Ramos
BrokerageAUTHENTIC REAL ESTATE TEAM

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