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314 Gallant Fox Dr, Havre De Grace, MD, 21078

4beds
4baths
3,307sqft
$579,900
$175price/sqft
$3,970/moest. monthly cost
$158,800/yrincome needed

About This Home

Some homes require constant attention. This one lets you enjoy your time instead. Located in the sought-after gated community of Bulle Rock, this impeccably maintained home offers the perfect balance of luxury, comfort, and low-maintenance living. Whether you're looking to simplify life, travel more, or simply come home to a beautifully cared-for neighborhood every day, this home delivers. Inside, you'll find a thoughtfully designed floor plan with spacious living areas, quality finishes, and the convenience of main-level living. Every room reflects the exceptional care this home has received, creating a home that's truly move-in ready. Outside, you'll enjoy one of Bulle Rock's greatest advantages—a community designed to take care of the work while you enjoy your life. Your monthly HOA includes lawn care, mulching, snow removal to your front door, gated entry, security, and beautifully maintained common areas, creating a neighborhood that always looks its best. The amenities are exceptional: a stunning residents' clubhouse, indoor and outdoor pools, fitness center, pickleball, bocce, billiards, walking trails, tennis, and an active social calendar. Whether you use every amenity or simply appreciate living in a beautifully maintained community, the lifestyle is hard to match. Convenient to Aberdeen Proving Ground, I-95, shopping, dining, healthcare, and the Chesapeake Bay, this location is ideal for professionals, retirees, and anyone looking for a luxury home without the maintenance demands of traditional homeownership. HOME FEATURES: Four bedrooms and four full baths with a highly desirable main-level living floor plan. Private main-level primary suite featuring a spacious walk-in closet and beautifully appointed walk-in shower. Rare upper-level junior suite complete with a private bedroom, full bath, and separate living room—ideal for guests, multi-generational living, or extended stays. KITCHEN & LIVING SPACES: Gourmet kitchen with upgraded cabinetry, expansive countertops, wine cooler, professional-style five-burner gas range (1 year old), premium Bosch dishwasher, and an inviting morning room addition filled with natural light. Adjacent dining area opens seamlessly to the outdoors, creating an effortless flow for everyday living and entertaining. Spacious family room centered around a cozy fireplace. Hardwood flooring throughout many main level living areas. LOWER LEVEL: Finished recreation room, full bath, and two generous storage rooms complete with a utility tub and workbench, providing exceptional storage and flexible living space. OUTDOOR LIVING: Covered front porch and rear deck designed for relaxing, entertaining, and enjoying the peaceful setting. ADDITIONAL FEATURES: Recently painted garage with durable epoxy-coated flooring for a clean, finished appearance. COMMUNITY FEATURES: Bulle Rock is one of Harford County's premier gated communities, known for its beautifully landscaped, tree-lined streets, abundant green space, resort-style amenities, and active lifestyle. HOA includes lawn mowing, snow removal to the front door, spring mulching of front landscape beds, gated entry, security, and maintenance of common areas. Residents also enjoy a spectacular clubhouse, indoor and outdoor pools, fitness center, pickleball, tennis, bocce, billiards, walking trails, playgrounds, and a full calendar of clubs, activities, and community events. ALL FURNITURE NEGOTIABLE.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 2015

Materials

  • Foundation: Permanent,Passive Radon Mitigation,Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Oven/Range - Gas,Washer,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Interior Entry,Improved,Heated,Connecting Stairway,Concrete,Sump Pump

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Bathroom - Walk-In Shower,Bathroom - Tub Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Vaulted Ceiling(s)
  • Flooring: Ceramic Tile,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 2,407

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 4,099
  • Total interior livable area: 3,307 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Upper

Living Room

  • Level: Main

Other

  • Level: Lower

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Recreation Room

  • Level: Lower

Storage Room

  • Level: Lower

Storage Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1306083781
  • Zoning: R
  • Special condition: Standard
  • Exclusions: Cabinets In Garage,Garage Refrigerator,Magnetic Undercounter Lighting

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 6,750 sqft

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$167$2,004
Property Taxes $450$5,400
Electricity $421$5,056
Total$3,970$47,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,114/yr
40% on housing$119,100/yr
45% on housing$105,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$176
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$579,900
2026-07-28Price change$579,900
2026-06-20Price change$585,000
2026-06-11Listed for sale$599,900
2015-10-07Sold$374,775
2015-06-24Sold$70,000

For Sale by Agent

AgentTeal Clise
BrokerageEXP Realty, LLC

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