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4119 N Lincoln St, Westmont, IL, 60559

2beds
2baths
1,354sqft
$790,000
$583price/sqft
$5,643/moest. monthly cost
$225,720/yrincome needed

About This Home

Under construction, rare RANCH new construction home available and ready for occupancy next month. Top quality materials include: Riverton Custom Kitchen Cabinetry, Quartz countertops and quartz full height backsplash. Bosch appliances, white oak hardwood floors, upgraded trim with crown, upgraded fixtures, tons of can lighting and under cabinet lighting. Exterior stone and Hardie fiber cement siding. Pella windows, coach style garage door. Deep pour basement, tankless water heater, high efficiency furnace and AC. All finishes selected by Polay Interiors of Elmhurst. Annexed with city sewer and water. Builder with 25+ years experience building custom homes in Glen Ellyn, Downers Grove, Lombard and the surrounding communities. Contact LA for more info on Builder (list of completed homes, references, etc). Active construction zone while we put on the finishing touches. LA will attend showings. More photos coming soon. Some elevation photos are of builders other completed homes.

Getting Around

82
WalkingVery Walkable
19
TransitMinimal Transit
61
BikeBikeable

Schools

9/10
Westmont Jr High SchoolGrades 6-80.8 mi
9/10
Westmont High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood),Window Treatments (Insulated Windows,Screens)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Insulated Windows,Screens)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Insulated Windows,Screens)
  • Level: Main
  • Area: 252
  • Dimensions: 18X14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,708
  • Total interior livable area: 1,354 sqft

Kitchen

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Main
  • Area: 36
  • Dimensions: 6X6

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Insulated Windows,Screens),Bathroom (Full)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0904222010
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$275$3,300
Property Taxes $1,244$14,928
Electricity $130$1,569
Total$5,643$67,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,474/yr
40% on housing$169,290/yr
45% on housing$150,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$583This listing

vs Other Active Listings

Avg $/sqft

ZIP 60559$285
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60559$277
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$899,000
2026-04-09Price change$929,000
2026-03-13Listed for sale$939,000
2024-07-12Sold$110,000
2024-06-07Contingent$110,000
2024-05-30Listed for sale$110,000

New Construction

AgentJohn Novak
BrokerageFine Home Real Estate Inc

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